Retirement Savings Calculator

<h1 align="center">  <em>Retirement Savings Calculator</em></h1> <h4> <align="center">  <em>Retirement Financial Advisor</em></h4> <P>Adequate retirement savings are critical to a comfortable retirement. The question is, how much do you need? Research shows that a 4% to 5% withdrawal rate will maintain your inflation-adjusted standard of living. So the rule of thumb is that you want 15 times your annual expenditures in savings. So if you spend $30,000 annually, you need a pot of $450,000 in retirement savings to generate that income.</p> <p class=MsoNormal align=center style='text-align:center;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><b style='mso-bidi-font-weight:normal'><span style='font-size:14.0pt;mso-bidi-font-size: 10.0pt;font-family:"Times New Roman"'>Amount of Capital Required to<o:p></o:p></span></b></p> <p class=MsoNormal align=center style='margin-right:-.25in;text-align:center; tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><b style='mso-bidi-font-weight:normal'><span style='font-size:14.0pt;mso-bidi-font-size: 10.0pt;font-family:"Times New Roman"'>Provide a Monthly Inflation Adjusted Income</span></b><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p></o:p></span></p> <p class=MsoNormal style='margin-right:-.25in;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 style='margin-left:78.8pt;border-collapse:collapse;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0'> <td width=64 valign=top style='width:48.0pt;border:solid white 1.0pt; mso-border-alt:solid white .75pt;background:#DFDFDF;mso-shading:white; mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='tab-stops:-.25in;background:#DFDFDF;mso-shading: white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family: "Times New Roman"'><o:p> </o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border:solid white 1.0pt; border-left:none;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='tab-stops:-.25in;background:#DFDFDF;mso-shading: white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family: "Times New Roman"'><o:p> </o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border:solid white 1.0pt; border-left:none;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='tab-stops:-.25in;background:#DFDFDF;mso-shading: white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family: "Times New Roman"'><o:p> </o:p></span></p> </td> <td width=64 valign=top style='width:48.0pt;border:solid white 1.0pt; border-left:none;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='tab-stops:-.25in;background:#DFDFDF;mso-shading: white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family: "Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border:solid white 1.0pt; border-left:none;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='text-align:justify;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:14.0pt;mso-bidi-font-size:10.0pt;font-family:Arial; mso-bidi-font-family:"Times New Roman"'><span style='mso-spacerun:yes'> </span><o:p></o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border:solid white 1.0pt; border-left:none;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:14.0pt;mso-bidi-font-size:10.0pt;font-family:Arial; mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='text-align:justify;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><span style='mso-spacerun:yes'> </span><o:p></o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border:solid white 1.0pt; border-left:none;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='text-align:justify;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border:solid white 1.0pt; border-left:none;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='text-align:justify;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=101 valign=top style='width:75.7pt;border:solid white 1.0pt; border-left:none;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='text-align:justify;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1'> <td width=64 valign=top style='width:48.0pt;border:solid white 1.0pt; border-top:none;mso-border-top-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=64 valign=top style='width:48.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='text-align:justify;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:14.0pt;mso-bidi-font-size:10.0pt;font-family:Arial; mso-bidi-font-family:"Times New Roman"'><span style='mso-spacerun:yes'> </span><o:p></o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:14.0pt;mso-bidi-font-size:10.0pt;font-family:Arial; mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='text-align:justify;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='text-align:justify;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=101 valign=top style='width:75.7pt;border-top:none;border-left: none;border-bottom:solid white 1.0pt;border-right:solid white 1.0pt; mso-border-top-alt:solid white .75pt;mso-border-left-alt:solid white .75pt; mso-border-alt:solid white .75pt;background:#DFDFDF;mso-shading:white; mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='text-align:justify;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:2'> <td width=64 valign=top style='width:48.0pt;border:solid white 1.0pt; border-top:none;mso-border-top-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=64 valign=top style='width:48.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=101 valign=top style='width:75.7pt;border-top:none;border-left: none;border-bottom:solid white 1.0pt;border-right:solid white 1.0pt; mso-border-top-alt:solid white .75pt;mso-border-left-alt:solid white .75pt; mso-border-alt:solid white .75pt;background:#DFDFDF;mso-shading:white; mso-pattern:gray-125 auto;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:3'> <td width=64 valign=top style='width:48.0pt;border:solid white 1.0pt; border-top:none;mso-border-top-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-size:10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='text-align:justify;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>Male Life<o:p></o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='text-align:justify;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>Female Life<o:p></o:p></span></p> </td> <td width=64 valign=top style='width:48.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=center style='text-align:center;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><b style='mso-bidi-font-weight:normal'><span style='font-family:Arial; mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></b></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><b style='mso-bidi-font-weight:normal'><span style='font-family:Arial; mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></b></p> <p class=MsoNormal style='text-align:justify;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><b style='mso-bidi-font-weight:normal'><span style='font-family:Arial; mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></b></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><b style='mso-bidi-font-weight:normal'><span style='font-family:Arial; mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></b></p> <p class=MsoNormal style='text-align:justify;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><b style='mso-bidi-font-weight:normal'><span style='font-family:Arial; mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></b></p> </td> <td width=101 valign=top style='width:75.7pt;border-top:none;border-left: none;border-bottom:solid white 1.0pt;border-right:solid white 1.0pt; mso-border-top-alt:solid white .75pt;mso-border-left-alt:solid white .75pt; mso-border-alt:solid white .75pt;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><b style='mso-bidi-font-weight:normal'><span style='font-family:Arial; mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></b></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:4'> <td width=64 valign=top style='width:48.0pt;border:solid white 1.0pt; border-top:none;mso-border-top-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='text-align:justify;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>Age<o:p></o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='text-align:justify;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>Expectancy<o:p></o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='text-align:justify;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>Expectancy<o:p></o:p></span></p> </td> <td width=64 valign=top style='width:48.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$2,000 <o:p></o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$3,000 <o:p></o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$4,000 <o:p></o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$5,000 <o:p></o:p></span></p> </td> <td width=101 valign=top style='width:75.7pt;border-top:none;border-left: none;border-bottom:solid white 1.0pt;border-right:solid white 1.0pt; mso-border-top-alt:solid white .75pt;mso-border-left-alt:solid white .75pt; mso-border-alt:solid white .75pt;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$8,000 <o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:5'> <td width=64 valign=top style='width:48.0pt;border:solid white 1.0pt; border-top:none;mso-border-top-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=64 valign=top style='width:48.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='text-align:justify;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><span style='mso-spacerun:yes'> </span><o:p></o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=101 valign=top style='width:75.7pt;border-top:none;border-left: none;border-bottom:solid white 1.0pt;border-right:solid white 1.0pt; mso-border-top-alt:solid white .75pt;mso-border-left-alt:solid white .75pt; mso-border-alt:solid white .75pt;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:6'> <td width=64 valign=top style='width:48.0pt;border:solid white 1.0pt; border-top:none;mso-border-top-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='text-align:justify;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>Age 55<o:p></o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=center style='text-align:center;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>22.2 <o:p></o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=center style='text-align:center;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>27 <o:p></o:p></span></p> </td> <td width=64 valign=top style='width:48.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$357,959 <o:p></o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$536,939 <o:p></o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$715,918 <o:p></o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$894,898 <o:p></o:p></span></p> </td> <td width=101 valign=top style='width:75.7pt;border-top:none;border-left: none;border-bottom:solid white 1.0pt;border-right:solid white 1.0pt; mso-border-top-alt:solid white .75pt;mso-border-left-alt:solid white .75pt; mso-border-alt:solid white .75pt;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$1,431,837 <o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:7'> <td width=64 valign=top style='width:48.0pt;border:solid white 1.0pt; border-top:none;mso-border-top-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='text-align:justify;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>Age 60<o:p></o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=center style='text-align:center;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>18.4 <o:p></o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=center style='text-align:center;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>22.8 <o:p></o:p></span></p> </td> <td width=64 valign=top style='width:48.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$316,161 <o:p></o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$474,242 <o:p></o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$632,322 <o:p></o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$790,403 <o:p></o:p></span></p> </td> <td width=101 valign=top style='width:75.7pt;border-top:none;border-left: none;border-bottom:solid white 1.0pt;border-right:solid white 1.0pt; mso-border-top-alt:solid white .75pt;mso-border-left-alt:solid white .75pt; mso-border-alt:solid white .75pt;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$1,264,644 <o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:8'> <td width=64 valign=top style='width:48.0pt;border:solid white 1.0pt; border-top:none;mso-border-top-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='text-align:justify;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>Age 65<o:p></o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=center style='text-align:center;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>14.9 <o:p></o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=center style='text-align:center;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>18.9 <o:p></o:p></span></p> </td> <td width=64 valign=top style='width:48.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$271,877 <o:p></o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$407,815 <o:p></o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$543,753 <o:p></o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$679,691 <o:p></o:p></span></p> </td> <td width=101 valign=top style='width:75.7pt;border-top:none;border-left: none;border-bottom:solid white 1.0pt;border-right:solid white 1.0pt; mso-border-top-alt:solid white .75pt;mso-border-left-alt:solid white .75pt; mso-border-alt:solid white .75pt;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$1,087,506 <o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:9'> <td width=64 valign=top style='width:48.0pt;border:solid white 1.0pt; border-top:none;mso-border-top-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='text-align:justify;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>Age 70<o:p></o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=center style='text-align:center;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>11.9 <o:p></o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=center style='text-align:center;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>15.3 <o:p></o:p></span></p> </td> <td width=64 valign=top style='width:48.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$228,882 <o:p></o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$343,323 <o:p></o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$457,764 <o:p></o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$572,204 <o:p></o:p></span></p> </td> <td width=101 valign=top style='width:75.7pt;border-top:none;border-left: none;border-bottom:solid white 1.0pt;border-right:solid white 1.0pt; mso-border-top-alt:solid white .75pt;mso-border-left-alt:solid white .75pt; mso-border-alt:solid white .75pt;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$915,527 <o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:10'> <td width=64 valign=top style='width:48.0pt;border:solid white 1.0pt; border-top:none;mso-border-top-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal style='text-align:justify;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>Age 75<o:p></o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=center style='text-align:center;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>9.2 <o:p></o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=center style='text-align:center;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>12 <o:p></o:p></span></p> </td> <td width=64 valign=top style='width:48.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$185,716 <o:p></o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$278,574 <o:p></o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$371,432 <o:p></o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$464,290 <o:p></o:p></span></p> </td> <td width=101 valign=top style='width:75.7pt;border-top:none;border-left: none;border-bottom:solid white 1.0pt;border-right:solid white 1.0pt; mso-border-top-alt:solid white .75pt;mso-border-left-alt:solid white .75pt; mso-border-alt:solid white .75pt;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>$742,864 <o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:11;mso-yfti-lastrow:yes'> <td width=64 valign=top style='width:48.0pt;border:solid white 1.0pt; border-top:none;mso-border-top-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=85 valign=top style='width:63.7pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=64 valign=top style='width:48.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=88 valign=top style='width:66.0pt;border-top:none;border-left:none; border-bottom:solid white 1.0pt;border-right:solid white 1.0pt;mso-border-top-alt: solid white .75pt;mso-border-left-alt:solid white .75pt;mso-border-alt:solid white .75pt; padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> <td width=101 valign=top style='width:75.7pt;border-top:none;border-left: none;border-bottom:solid white 1.0pt;border-right:solid white 1.0pt; mso-border-top-alt:solid white .75pt;mso-border-left-alt:solid white .75pt; mso-border-alt:solid white .75pt;padding:0in 0in 0in 0in'> <p class=MsoNormal style='line-height:2.4pt;mso-line-height-rule:exactly; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> <p class=MsoNormal align=right style='text-align:right;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></p> </td> </tr> </table> <p class=MsoNormal style='margin-right:-.25in;text-indent:1.5in;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><b style='mso-bidi-font-weight:normal'><span style='font-family:Arial;mso-bidi-font-family: "Times New Roman"'><o:p> </o:p></span></b></p> <p class=MsoNormal style='margin-right:-.25in;tab-stops:-.25in .25in .75in 1.25in 1.75in 2.25in 2.75in 3.25in 3.75in 4.25in 4.75in 5.25in 5.75in; background:#DFDFDF;mso-shading:white;mso-pattern:gray-125 auto'><b style='mso-bidi-font-weight:normal'><span style='font-family:Arial;mso-bidi-font-family: "Times New Roman"'><o:p> </o:p></span></b></p> <p class=MsoBlockText>The figures required are based on male life expectancies.<span style='mso-spacerun:yes'> </span>Single women require about 20% greater balances because of their longer life expectancy. The figures indicated assume that the capital is spent completely over the life expectancy.<span style='mso-spacerun:yes'> </span>Assumed rate of return is 8% and inflation is 4%.<span style='mso-spacerun:yes'> </span>Example: a man age 65 desiring $3000 a month from his investments needs a portfolio of $407,815.<span style='mso-spacerun:yes'> </span>The 8% return and 4% inflation figures are hypothetical and do not reflect an investment in any particular security.<span style='mso-spacerun:yes'> </span>The market for all securities is subject to fluctuation.</p> <P>The other area that competent advisors take care of is estate planning. They make sure that clients avoid probate (usually with a living trust), have sufficient asset protection in place (e.g. sufficient protection from property and casualty policies, health and long term care insurance). http://www.retirement-financial-advisor.com/retired.htm. Estate tax planning is especially important in states where real estate values have ballooned, like California. It's easy to have a taxable estate when a modest home is worth $1 million. <br> </p> <p>A retirement planner also focuses on adequate retirement income using various income instruments such as bond mutual funds, bond funds, preferred shares, individual bonds, income annuities and even possibly "structured notes." http://www.retirement-income.net. He will usually prepare a retirement plan first. That plan could include recommendations for the above instruments as well as how to obtain high CD interest rates and bank interest rates. The end goals is to maximize income protection, asset protection and insure a secure and comfortable retirement. http://www.retirement-financial-advisor.com/index.html. <br> </P> <P> For example, many retirees do not control much of their income. They are dependent on what social security pays and bank interest rates. But a trained advisor is able to show seniors how to get higher CD interest rates, how to earn note on their safe money with bonds, bond mutual funds, preferred shares and a top income annuity. http://www.retirement-financial-advisor.com/site_map.html. While many believe that retirement income is "fixed," this is often not the case. With proper planning, it can be increased substantially in many cases. <br> <br> </p> <blockquote> <p><em>If you are searching for any of the following topics:</em><ul> </ul> <p><em>You can find much more <strong>information by visiting</strong> <a href="http://retirement-financial-advisor.com">retirement-financial-advisor.com</a>. Please <a href="http://retirement-financial-advisor.com"><strong>click</strong></a> to visit our site. Here is why you should visit us:</em></p> </blockquote> </body>